Whether you’re looking for a Consumer Loan to help you purchase your new ŠKODA outright, or a Novated Lease through your salary package, the choice is yours.
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Elegantly simple, a Consumer Loan could be the perfect solution when you want to get on the road sooner rather than later.
Get behind the wheel sooner with a ŠKODA Financial Services Consumer Loan. With 100% finance for approved customers, there’s no waiting while you save for a deposit.
Your interest rate is fixed, so your repayments won’t go up, and you choose the term of your Loan. Plus, you can customise your repayment, with a deposit at the start or balloon payment at the end of your term.
Best of all, once your Loan is paid off, your ŠKODA is all yours.
- Cover all your on-road costs, rego and insurance with 100% finance
- Tailor your Loan for your financial situation
- Choose your Loan term — from one to seven years Use your ŠKODA as security on your Loan
- Enjoy a competitive fixed interest rate
- Save with no annual or account-keeping fees
- Pay an initial deposit, or add a balloon payment at the end of your term to lower your regular repayments.
Salary packaging – Novated Leases
If you’re looking to make the most of a salary package, a Novated Lease can put a brand new Skoda in your driveway for less.
A ŠKODA Financial Services Novated Lease can be a great solution for employees and employers alike.
Employees can enjoy the thrill of a brand new ŠKODA as part of their salary package, and take advantage of potential tax benefits. And by including a ŠKODA in their recruitment offer, employers can better attract and retain quality staff.It’s easier to organise than you probably realise — and it could knock thousands of dollars off the total cost of your vehicle.
With a Novated Lease agreement, ŠKODA Financial Services owns the vehicle, with lease payments made by the employer from their employee’s pre-tax salary throughout the term of the Lease. If the employee changes workplace, they have to make their repayments themselves.
Once the Lease ends, the employee can choose to take a new Lease and upgrade to the latest model ŠKODA.
It’s easy, affordable — and smart.
- Pay for your new ŠKODA from your before-tax salary
- Enjoy terms from one to five
- All your insurance, registration and on-road costs can be included in your finance — so there’s nothing for you to pay upfront out of your own pocket
- No account-keeping fees or annual fees
- As an employer, reward your best and brightest staff with a brand new ŠKODA, paid for from their before-tax salary.